When accidents like those during the first previews of “Spider-Man: Turn Off the Dark” happen, it doesn’t necessarily mean a jump in insurance rates for the company that consulted or staged the flying effects. Insurers still weigh a company’s track record against any kind of singular incident.
“If you have a long record as a company of doing this type of work without a mishap, then we really will take a long look at that first,” says Sarah Allen, vice president of risk management for Entertainment Partners.
LeConte “Count” Moore of DeWitt Stern, an insurance brokerage firm that works with Broadway productions as well as in film and television, agrees.
“You’re really concerned about the track record of the stunt coordinator and whether that person is qualified to do the work that needs to get done,” Moore says.
Insurers also consider that no company — no matter how careful or conscientious — can go forever without some error (regardless the size) happening along the way.
“You learn working in insurance that the law of averages catches up to everyone,” Allen says. “If you haven’t had a mistake in a long time, then you just might be due for one.”